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Build vs Buy — Specialty Pharmacy

Weigh SaaS subscriptions against a custom build for Specialty Pharmacy — see the multi-year total cost of ownership and which path wins.

What this means for Specialty Pharmacy

  • PBM dynamics — formulary placement, network access, contract terms, DIR fees, and rebate flow — shape the realized economics on every script and the operating model has to be defended every contract cycle.
  • Prior authorization and benefits investigation are the gating workflow on every specialty start; the cycle time and approval rate are commercial and clinical KPIs.
  • Hub services for biopharma manufacturers (patient assistance, copay support, adherence, REMS) is a high-touch operating model that runs on data, calls, and document workflow.

Where it pays to act

  • Prior-authorization automation — document drafting, payer-policy parsing, and approval-cycle acceleration on the specialty-start workflow.
  • Benefits-investigation AI — payer-and-PBM coverage, copay, and patient-financial-responsibility automation.

Adjust the inputs to match your Specialty Pharmacy context.

₹2,000
25
10%
₹15 L
15%
3 yr

Total cost of ownership

SaaS total (3yr)

₹19.9 L

Custom build total

₹21.8 L

Difference (cheaper to buy)

₹1.89 L

Breakeven

What this means

A hybrid path fits best.

For Specialty Pharmacy, the gap is ₹1.89 L over 3 years — close enough that a hybrid approach (buy core, build differentiating layers) often wins.

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Build vs buy — summary

SaaS total (3yr)₹19.9 L
Custom build total₹21.8 L
Difference₹1.89 L cheaper to buy
Breakeven

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