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Cost of Manual Work — Insurance

See what repetitive manual work is costing Insurance teams each year — where underwriting still depends on PDF submissions, broker emails, and a thirty-year-old policy admin system that nobody wants to touch.

What this means for Insurance

  • Underwriting still depends on PDF submissions, broker emails, and a thirty-year-old policy admin system that nobody wants to touch.
  • Claims FNOL takes 3-7 days to triage; loss-adjustment expense is climbing while combined ratio creeps over 100.
  • Fraud detection is rules-based and circa-2015; the SIU team chases obvious cases while sophisticated organized fraud slips through.

Where it pays to act

  • AI-assisted underwriting that ingests broker submissions (PDF, email, schedules) and produces a first-pass risk view.
  • Computer vision for claims — auto damage assessment, property damage from drone imagery, contents valuation.

Adjust the inputs to match your Insurance team.

4
12
6 min
₹500
10%
₹3 L

What manual work costs you

Annual cost

₹6.6 L

People-weeks / year

33

Recoverable via automation

₹4.62 L

Payback

7.8 mo

What this means

Insurance teams lose 33 people-weeks a year to this work — about ₹6.6 L. Automating the routine ~70% recovers ₹4.62 L a year.

Project inquiry

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Cost of manual work — summary

Annual cost of manual work₹6.6 L
People-weeks lost / year33
Recoverable via automation₹4.62 L
Estimated payback7.8 months

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